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随着汽车行业供应链融资业务的飞速发展,风险事件时有发生。如何有效地防范和管理授信风险,成为各家银行努力探索的问题。汽车产业链是指由汽车零部件供应商、整车制造商、分销商及最终消费者构成的“N+1+N”模式的“供应-生产-销售-配送”网链。在我国上海、江苏、京津、广州、东北、重庆等地区,汽车产业对上下游产业、配套领域的带动能力
With the rapid development of supply chain finance business in the automotive industry, risk events occur from time to time. How to effectively prevent and manage credit risk has become a problem that various banks try hard to explore. Automobile industry chain refers to “N + 1 + N ” mode “supply - production - sales - distribution ” network chain composed of auto parts suppliers, vehicle manufacturers, distributors and final consumers. In Shanghai, Jiangsu, Beijing-Tianjin, Guangzhou, northeast, Chongqing and other regions, the automotive industry on the upstream and downstream industries, supporting the ability to drive areas