随着互联网行业的不断发展,我国金融市场将面临前所未有的挑战,并对整个金融市场的发展提供了新的思路;但是,随之涌现出得风险,给相关监管部门带来新的挑战。本文从网络金融在我国的发展现状入手,分析网络金融对我国金融市场的的影响,分析网络金融发展所遇到的风险,进而针对性的提出风险监管的建议。 With the continuous development of the Internet industry, China’s financial market will face unprecedented challenges and provide new ideas for the development of the entire financial market; however, risks will emerge along with it, bringing new challenges to the relevant regulatory authorities. This article starts with the status quo of the development of cyber finance in China, analyzes the impact of cyber finance on China’s financial market, analyzes the risks encountered in the development of cyber finance, and then proposes targeted risk management recommendations.