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湖北省十堰市,既是山区,又是国家南水北调工程中线取水处,被国务院列为退耕还林和天然林保护重点地区。十堰市在试点的基础上,于2001年开始全面实施退耕还林工程,粮食全部退出保护价收购,农发行十堰市分行的业务主体再次发生了转变。为应对业务转型的挑战,十堰市分行积极探索退耕还林信贷工作风险防范的新路子,取得了成效。市分行和粮食企业初步呈现出贷款投放、收贷、收息与粮食购(调)入、销售数量同比大幅度上升,贷款总规模、不良贷款绝对额及粮食库存持续下降,企业无超期结算资金占用、
Shiyan City, Hubei Province, is both a mountainous area and a national center for drawing water from the South-to-North Water Diversion Project. It is listed by the State Council as a key area for returning farmland to forestry and natural forest protection. Based on the pilot project, Shiyan City started full implementation of the Project of Returning Cultivated Land to Forests in 2001, all the food products have been withdrawn from the protection price acquisition, and the principal business of the Agricultural Development Bank of China branch in Shiyan City has once again changed its course. In response to the challenge of business transformation, Shiyan Branch actively explored new ways to prevent credit risk in the conversion of cropland to forestry and achieved results. The city’s branches and grain enterprises initially showed a sharp increase in the number of loans, loans and loans, interest receipts and purchases of grain (food), the total sales volume, the total loans, the absolute non-performing loans and grain inventories continued to decline, with no overdue settlement funds Occupation,