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市场利率超过中小企业的实际负担能力,中小企业的资金成本大于市场利率的应有高位水平,是中小企业融资贵的根源性所在,也是中小企业融资难的主要成因。
The market interest rate exceeds the actual affordability of SMEs. The capital cost of SMEs is larger than the market interest rate should be at a high level, which is the root cause of SME financing and the main reason for SME financing difficulties.