扩大内需是当前促进我国经济增长的一个重要途径,也是我国政府和广大经济界人士都在认真研究思考的问题。在各种有关扩大内需的措施中。促进信贷消费被认为是一种比较有效的形式。目前在利用信贷消费启动住宅市场方面己取得了一定的成果,在这基础上对汽车实行消费信贷的呼声也日益高涨。去年10月9日,中国建设银行终于率先启动汽车消费贷款,此举倍受汽车生产厂家和消费者欢迎。所谓汽车消费贷款是指建设银 Expanding domestic demand is an important way to promote China’s economic growth at present, and it is also a matter for our government and the general public who are seriously studying and thinking about it. In a variety of measures to expand domestic demand. Promote credit consumption is considered to be a more effective form. At present, some achievements have been made in starting the residential market by using credit consumption. On this basis, the demand for consumer credit for automobiles has also been on the rise. Last October 9 last year, China Construction Bank finally took the lead in launching car consumer loans, a move that is much welcomed by car manufacturers and consumers. The so-called car consumer loans refers to the Construction Bank