一、概念解析(一)众筹众筹是一种大众通过互联网相互沟通联系,并汇集资金支持由其他组织和个人发起的集体活动。创意者或小微企业等项目发起人(筹资人)在通过中介机构(众筹平台)身份审核后,在众筹平台的网站上建立属于自己的页面,用来向公众(出资人)介绍项目情况,并向公众募集小额资金或寻求其他物质支持。所筹资金起初由众筹平台掌握,并不直接到达筹资人手中,项目若在目标期限内达到募资金额,则项目筹资成 I. Conceptual Analysis (1) Crowdfunding Crowdfunding is a collective activity whereby the public communicates with each other through the Internet and brings together funds to support other organizations and individuals. Project sponsors (financiers) such as creators or small and micro businesses, after auditing through intermediaries (crowdfunding platforms), create their own pages on the crowdfunding platform’s website to introduce the project to the public (sponsors) And raise a small sum of money or seek other material support from the public. The funds raised initially by the crowdfunding platform to grasp, do not directly reach the hands of fund-raising, if the project reaches the target period of fund-raising, the project financing into