2014年,浙江金华农信试点开展“金融自助”服务示范村建设,农民的贷款由农民自助办理,让农民成为服务体系的参与者。“金融自助”的具体做法为:农信社与示范村两委合作,建立由30及以上农户参与的金融自助组织,采取整村授信的“批发”方式发放免担保的“金融自助”信用贷款。成员单户贷款余额一般控制在50万元以内,最高不超过 In 2014, Zhejiang Jinhua Rural Credit Cooperatives piloted the construction of “financial self-help” service demonstration villages. Peasants’ loans were handled by peasants themselves and peasants became participants in the service system. “Financial Self-help ” The specific practices are: Rural Credit Cooperatives and Model Village, the two committees to establish a financial self-help organizations involving 30 or more farmers to take the whole village credit Financial Self-help "Credit Loans. Member single loan balance is generally controlled within 500,000 yuan, the highest not more than