江苏省兴化市沈伦乡从1992年起在全乡范围内全面实施农民住院医疗保险,四年来住院医疗保险工作稳步健康发展,取得了良好的社会效益和经济效益,促进了农村经济的发展,有效地防止和缓解了农民因病致贫、因病返贫的问题。 (一)基本情况 沈伦乡于1992年1月在全市实行农民住院医疗保险。按章程规定,投保人员每人每年缴纳保险费12元,由参保各村委会、企业单位统一收取并办理投保手续。凡投保人员当年度住院医药费在400元以内的报销50％,400—1000元报销60％,1000—2000元报销70％,2000—3000元报80％,3000— Shenlun Township, Xinghua City, Jiangsu Province, has fully implemented the resident medical insurance for farmers in the whole township since 1992, and the hospitalization medical insurance work has been developing steadily and healthily in the past four years with good social and economic benefits and economic development in rural areas promoted. , Effectively preventing and alleviating the problem of peasants becoming poor due to illness and returning to poverty due to illness. (A) of the basic situation Shen Lunxiang in January 1992 in the city to implement peasant inpatient medical insurance. Accordance with the charter, insured persons pay premiums of 12 yuan per person per year, insured by the village committees and enterprises unified charge and apply for insurance procedures. Reimbursement of hospitalized medical expenses within the 400 yuan reimbursement 50%, 400-1000 reimbursement 60%, 1000-2000 reimbursement 70%, 2000-3000 reimbursement 80%, 3000-