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开展助学贷款，应发放信用助学贷款，建立网络化的学生信用信息共享系统，建立个人信用登记制度，建立维护银行权益的法治机构，简化手续。
To carry out student loans, loans for credit grants should be issued, a network of students’ credit information sharing system should be established, a personal credit registration system should be established, and a rule of law institution for safeguarding the rights and interests of banks should be established to simplify procedures.