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随着互联网技术和经济的飞速发展,人们的消费结构与消费方式也不断改变,第三方支付也应运而生。而淘宝等电商平台的发展也为第三方支付提供了有利的发展条件。第三方支付对人们的生活产生了巨大影响,除了给人们带来许多便利外,也滋生出许多问题,如网络洗钱问题,个人信息和财产安全问题等。在这种条件下,我国关于第三方支付的监督和管理体系却并不完善,因此,我们需要提高对第三方支付的重视,完善法律监督体系和制度。
With the rapid development of Internet technology and economy, people’s consumption structure and consumption patterns have also changed constantly. Third-party payment has also come into being. The development of e-commerce platform such as Taobao also provides favorable conditions for the development of third-party payment. Third-party payment has a huge impact on people’s lives. In addition to bringing many conveniences to people, many problems have also arisen, such as the problem of money laundering on the Internet, personal information and property safety issues. Under such conditions, the supervision and management system of third-party payment in our country is not perfect. Therefore, we need to pay more attention to third-party payment and improve the legal supervision system and system.