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从1980年全面恢复国内保险业务以来,保险业务收入以年均30%的增幅高速增长。但由于保险行业长期以来过度关注保险业务收入数据,在发展过程中忽略了保险业务收入的内涵,导致保险业务收入高速增长的同时,保险行业对于社会应当承担的经济补偿和民生保障的职能在弱化,每逢有大灾大难,本应有突出表现的保险业却经常集体失语,保险行业出现边缘化的倾向,如,保险业过度关注保险业务增长、非寿险业务发展缓慢、财产保险业务的滞后等。
Since the full recovery of the domestic insurance business in 1980, the insurance business has enjoyed rapid growth with an average annual growth rate of 30%. However, since the insurance industry has been paying too much attention to the income data of insurance business in the course of its development, it has neglected the connotation of insurance business income and led to the rapid growth of insurance business income. Meanwhile, the insurance industry has weakened the functions of economic compensation and livelihood security that the society should bear In the wake of the tragedy, the insurance industry that should have prominently demonstrated its collective aphasia and the marginalization tendency of the insurance industry. For example, the insurance industry has paid too much attention to the growth of the insurance business, the non-life insurance business has been developing slowly, and the property insurance business Lag and so on.