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民间融资是发生于居民之间、企业之间资金借贷以及私募资金等资金通融活动。从本课题组的调查来看,民间融资在缓解资金短缺、优化金融资源的配置以及促进地区经济(主要是县域经济)的协调发展起到了积极作用。但结合我省民间融资的实际情况以及目前关于民间融资法律规制的现状来看,民间融资从产生起,其地位一直不确定,在法律上一直处于灰色地带,民间融资在我省不仅发展缓慢,而且由于缺乏相关制度的有效规范,在进行融资过程中还存在一些违法违规之处,民间
Private financing occurs in the residents, between enterprises, lending of funds and private funds and other financial activities. From the investigation of our group, private financing has played a positive role in alleviating the shortage of funds, optimizing the allocation of financial resources and promoting the coordinated development of the regional economy (mainly the county economy). However, with the actual situation of private financing in our province and the current status quo on the legal regulation of private financing, the status of private financing has been indefinite and has been in the gray area of law since it was born. Private financing has not only slowed down in our province, And because of the lack of effective norms of the relevant system, there are still some illegalities in the process of financing,