当前,互联网技术的发展逐渐渗入到金融领域,两者融合下产生的互联网金融应势而生,并逐渐冲击着传统的商业银行。本文简要分析了互联网金融对我国商业银行产生的影响,并提出了商业银行相应的应对策略。 At present, the development of Internet technology is gradually infiltrating into the financial field. The Internet finance resulting from the integration of the two emerges as the result, and gradually impacts the traditional commercial banks. This article briefly analyzes the impact of Internet finance on China’s commercial banks, and puts forward corresponding coping strategies for commercial banks.