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今年第5期《中国保险》刊物刊登了梁伟雄同志撰写的题为《解析保险价值》一文,文中关于“保险价值的定义”说:“尽管我国现行《保险法》没有正面解释保险价值的定义,但许多国内的保险教科书已从不同的角度对保险价值作了不同的叙述。比较之下,本人认为胡援成先生主编的《财产保险》(东北财经大学出版社1999年8月第1版)对保险价值的解释较为合适。该书认为:‘保险价值是指保险标的在某一特定时期内的实际经济价值’。”就此观点提出不同意见与梁伟雄同志商榷。
In the fifth issue of this year, China Insurance published a paper entitled “Analytical Insurance Value” written by Comrade Liang Weixiong. The article “Definition of Insurance Value” states: “Although the current Insurance Law in our country does not provide a positive explanation for the definition of insurance value, Many domestic insurance textbooks have different narratives of insurance value from different perspectives.In contrast, I think that Mr. Hu Yucheng edited ”Property Insurance“ (Dongbei University of Finance and Economics Press, August 1999 1st edition) on the value of insurance The book is more appropriate.The book argues that: ’Insurance value refers to the actual economic value of the subject matter of insurance within a specific period of time.’ ”Different views on this point to discuss with Comrade Leung Wai-hung.