某地有两家银行,其不良贷款占全行贷款总量的比率都是20%,上级行要求它们在一年之内将不良贷款降低10%。甲银行由行长亲自挂帅,成立了专门的清欠机构,全行千方百计抓不良贷款清收;乙银行则没有如此兴师动众地清收不良贷款,而是组织全行大力营销消费贷款。到了年底,甲银行清收不 There are two banks in a certain area where the ratio of non-performing loans to the total loans of the bank is 20%. The parent banks require them to reduce their non-performing loans by 10% within one year. Bank A personally presided over by the governor, set up a special clearing agency, the bank tried all means to collect non-performing loans; Bank B did not so popular mobilization to clean up the non-performing loans, but to organize the Bank to vigorously market consumer loans. By the end of a bank recovery is not