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近几年来,我国国内储蓄率高达40％左右(储蓄率为总储蓄占GDP的比例,总储蓄等于GDP减去总消费,总消费包括居民消费和政府消费),城乡居民储蓄存款余额近6万亿元,金融机构存款余额大于贷款余额11740亿元,增量存差率由1998年的14％攀升至今年前7个月的35％;7月末国家外汇
In recent years, China’s domestic savings rate is as high as 40% (savings rate is the ratio of total savings to GDP, total savings equal to GDP minus total consumption, total consumption includes resident consumption and government consumption), and the balance of savings deposits of urban and rural residents is nearly 60,000 The deposit balance of financial institutions was larger than the loan balance of 1.1740 trillion yuan, and the incremental deposit rate rose from 14% in 1998 to 35% of the first seven months of this year. At the end of July, the national foreign exchange