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随着世界经济与科技的发展,互联网逐步的走入我们的生活中,智能化成为不可阻挡的形势,互联网的运用不仅能够提高工作效率而且能够减少成本,因此,许多大型公司大批量的引进互联网软件。现代信息化已经成为二十一世纪的标志,随着互联网技术的发展,最为重要的行业-银行也受到了相应的影响,传统银行打破原有的间接融资和直接融资的模式,利用互联网技术为广大顾客提供了掌上银行。利用互联网广大金融者将会通过自己操作对自己的资金做出合理的理财,互联网金融模式也在一定程度上将间接融资与直接融资的优势结合起来集于一身,这在一定程度上减少了操作成本大大提高了银行工作效率。通过使用互联网,顾客对于银行的工作更加了解,提高了民众的参与度,真正的惠及百姓。随着互联网的广泛运用,许多研究专家提出互联网金融将会取代传统银行领军地位。
With the development of the world economy and science and technology, the Internet has gradually come into our own life. Intelligence has become an irresistible situation. The use of the Internet can not only increase work efficiency but also reduce costs. Therefore, many large-scale companies introduce large quantities of Internet software. Modern information technology has become the symbol of the 21st century. With the development of Internet technology, the most important industry, the banking industry, has also been affected accordingly. Traditional banks break the existing indirect financing and direct financing modes and make use of the Internet technology The majority of customers provide a handheld bank. The vast majority of Internet users who make use of the Internet will make rational financial management of their own funds through their own operations. The Internet financial model, to a certain extent, combines the benefits of indirect financing with direct financing, which to a certain extent reduces the number of operations The cost has greatly increased the bank’s work efficiency. Through the use of the Internet, customers have become more knowledgeable about the work of banks, increasing public participation and truly benefiting the people. With the widespread use of the Internet, many research experts have suggested that Internet finance will replace traditional bank leadership.