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农业发展银行河北省分行积极适应粮棉市场化改革的要求,2000年以来,按照“区别对待、分类指导”的信贷原则,对不同种类和性质的贷款计划实行分项管理。实践证明,这一做法有利于充分发挥信贷计划管理在全行业务营运中的宏观指导作用和防范信贷风险中的“总闸门”作用.对于准确执行国家粮棉购销政策,更有效地防范和化解信贷风险,更好地促进粮棉购销企业
The Agricultural Development Bank of China branch in Hebei Province actively adapted to the requirements of the market-oriented reform of grain and cotton. Since 2000, the Bank has implemented sub-management of loan plans of different types and nature according to the credit principle of “differentiated treatment and classified guidance.” Practice has proved that this approach is conducive to giving full play to the macro-guiding role of credit plan management in the bank’s business operations and preventing the “overall gate” in credit risk, and is more effective in preventing and resolving the implementation of the national grain and cotton purchase and sales policies Credit risk, better promote grain and cotton buying and selling enterprises