富二代的消费较高,奢侈品和高端产品成为消费时尚,因此,银行信用卡的授信消费额度往往达到百万以上。在留出流动性好的金融资产时,可以按现在的银行存款灵活储备,其他备用资金可采用类活期理财产品的配置保持投资资金的充足性和收益性。 The consumption of wealthy second generation is higher, and luxury goods and high-end products have become fashionable in consumption. Therefore, the credit quota of bank credit cards often reaches over one million. When setting aside good liquid financial assets, the bank can make flexible reserves according to the current bank deposits. Other spare funds can maintain the adequacy and profitability of the investment funds by adopting the configuration of the current wealth management products.