本文对住房难的根源进行了深层次的剖析;研究了国外一些值得借鉴的成功经验;从管理经济学角度阐明了制度设计中的一些关键问题;最后提出了保障国民居住权的政策建议。 This article has carried on the deep analysis to the root of housing difficulty; has studied some successful experience which is worth to draw lessons from abroad; Explained some key problems in the system design from the perspective of management economics; finally proposed the policy suggestion which guaranteed the national residence right.