银行与房地产企业的关系，不仅涉及一国基本产业结构和根本产业政策，而且还涉及到本国经济发展的重大战略问题，长期以来人们对此问题争论得相当激烈。由于这一问题的影响比较隐蔽，后果的暴露相对滞后，因此易被忽略；再由于这一问题短期效果十分明显，眼前利益十分诱人... The relationship between banks and real estate enterprises not only involves the basic industrial structure and fundamental industrial policies of one country, but also involves major strategic issues in the economic development of their own country. For a long time, people have been quite fiercely debating this issue. As the impact of this issue is relatively subtle, the consequences of exposure is relatively lagged, so easily overlooked; and then due to the short-term effect of this issue is very clear, the immediate interest is very attractive ...