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目前,在第一批新农合试点地区已有将两个制度结合运行的试点工作,在实践运行中,按照报销方式来划分,主要有以下三种模式——事后救助模式,事中救助模式和事前救助模式。本文通过对三种模式的比较研究,着重分析了实施最优模式所需要具备的条件以及其他模式存在的问题,得出最理想的报销模式的结论,为各地农村医疗保障工作的顺利开展提供参考。
At present, in the first NCMS pilot areas, there have been pilot projects that combine the two systems. In practice, the pilot programs are divided according to the method of reimbursement. There are three major modes: the rescue mode afterwards, the rescue mode And in advance of the rescue model. Through the comparative study of the three modes, this paper emphatically analyzes the necessary conditions for the implementation of the optimal mode and the problems existing in the other modes, draws the conclusion of the ideal reimbursement mode and provides a reference for the smooth development of the rural medical security work in various places. .