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熊明今年34岁,某外企主管,妻子35岁,某国企高管。家庭年收入约为73万元:熊明年收入30万元,妻子年收入40万元,理财年收入3万元。熊明有几大家庭理财目标:1年内生小孩,需要筹备教育基金;2年内添置1辆30万元左右的轿车(更换1部旧车);6年后买1套500万元的更宽敞的住房;在50岁退休后,每月除社保养老外,能获得等同于当前6000元的生活费用。
Xiong Ming, 34, a foreign director, his wife, 35, a state-owned executive. Family annual income of about 730,000 yuan: Bear next year income 300,000 yuan, his wife 400,000 yuan in annual income, financial annual income of 30,000 yuan. Xiong Ming has several major family financial goals: 1 year endogenous children, need to prepare education fund; 2 years to purchase a 300,000 yuan sedan (replacement of a used car); 6 years later to buy a set of 5 million more spacious Of the housing; after retirement at the age of 50, every month in addition to social security, can get the same cost of living 6,000 yuan.