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银行卡欺诈产生了两类法律责任:侵权责任与违约责任银行卡欺诈案件包含三方当事人,且其中一方当事人——银行,具有极为特殊的法律地位与经济功能,因而银行卡欺诈案件具有许多其他民事、刑事法律案件所没有的特殊之处。同时,由于银行卡欺诈涉及我国金融交易安全问题,而银行的设立和运营除为盈利外,更具有其特殊的价值功能和价值取向,所以必须严肃面对、谨慎处理。面对日益增多且数量居高不下的银行卡欺诈案件,银行应予以积极应对。
Bank card fraud has two kinds of legal liability: tort liability and breach of contract Bank card fraud cases include three parties, and one of the parties - the bank, has a very special legal status and economic functions, and thus bank card fraud cases with many other civil , Criminal law cases do not have the special place. At the same time, since bank card fraud involves the security of financial transactions in our country, the establishment and operation of banks, in addition to their profitability, have their special value functions and value orientation. They must therefore be faced with seriousness and deal with them with caution. Faced with the ever-increasing and high number of bank card fraud cases, banks should actively respond.