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案件简介2006年9月11日,原告董某向被告某保险公司投保了机动车交通事故责任强制保险(以下简称“交强险”)、机动车第三者责任保险(以下简称“三者险”)及三者险不计免赔险。交强险第八条第(四)款约定,死亡伤残赔偿限额项下负责赔偿丧葬费、残疾补偿费、被保险人依照法院判决或者调解承担的精神损害抚慰金。
Brief introduction of the case On September 11, 2006, the plaintiff Dong Mou insured the defendant, an insurance company, of compulsory motor vehicle accident liability insurance (hereinafter referred to as “compulsory insurance”), motor vehicle third party liability insurance (hereinafter referred to as “three Insurance ”) and the three are not covered by deductible risk insurance. Article 8 (4) of the QHD stipulates that under the limit of death and disability compensation, it is responsible for compensating funeral expenses and disability compensation fees, and the insured person damages the solatium in accordance with the court judgment or the mediation commitment.