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民间借贷由于主体均为无放贷经营权限的公民、法人或其他组织,必然导致民间借贷行为具有非专业性和不可控性等特点。公证机构在对民间借贷合同进行公证,尤其是赋予该类合同具有强制执行效力时,需要更为审慎地审查借贷行为的合法性,甚至在特定情况下,还需担负一定的放贷后的监管职责,以更好地规范民间借贷活动。
As private citizens, legal persons or other organizations with non-lending management rights as the main body are all non-government loans, they will inevitably lead to non-professional and uncontrollable non-governmental loans. Notary offices, when notarizing private lending contracts, and especially those that give such contracts the force of enforceability, require a more cautious review of the legitimacy of their lending practices and, even under certain circumstances, a certain post-lending regulatory duty To better regulate private lending activities.