互联网时代,金融业作为传统行业中最封闭、坚硬的一块,正被新闯入者逐渐打破。以支付宝为代表的第三方支付在如履薄冰多年后,终于在最近两年里,陆续拿到期盼已久的牌照。这支互联网金融的先锋大军,早已从PC、移动设备端蚕食银行业的支付业务。而作为互联网金融的新贵,P2P网贷心怀远大,其意图染指的是银行业最重 In the Internet age, as the most closed and hard-fledged part of traditional industries, the financial sector is gradually breaking down by new intruders. The third-party payment, represented by Alipay, has finally taken the long-awaited license in recent two years after many years of thin ice. This pioneering army of Internet finance, has already eroded the banking payment business from the PC and mobile devices. As the upstart Internet finance, P2P network loans with lofty ambitions, the intention of referring to the banking sector is the most important