文章首先分析了大型金融机构为中小企业服务所存在的弊端。在此基础上,阐述了民营中小金融机构为中小企业服务所具有的几大优势。最后,提出了发展、完善民营中小金融机构的相关对策,从而促进民营中小金融机构与中小企业的良性互动,实现共同发展。 The article first analyzes the shortcomings of large financial institutions serving SMEs. On this basis, it expounds several major advantages of private small and medium financial institutions serving SMEs. Finally, it puts forward some countermeasures to develop and improve the private small and medium-sized financial institutions, so as to promote the benign interaction between small and medium-sized private financial institutions and small and medium-sized enterprises and achieve common development.