近年来，国家实行积极的财政政策，采取扩大内需、刺激消费的方法来为经济发展提速。从这个意义上讲，居民投资消费已不单单是个人的事情了。那么，兜里的钱究竟如何花好？普通百姓对此确实要动番脑筋，进行投资理财的理性思考。　　——编者 In recent years, the state has adopted an active fiscal policy and adopted the method of expanding domestic demand and stimulating consumption so as to speed up economic development. In this sense, investment and consumption by residents have become more than just personal matters. So, how to spend the money in his pocket? The ordinary people really want to move their brains, the rational thinking of investment banking. - Editor