经过近三年来的试办和推广,农村互助保险已经显示了独特的作用和较强的生命力.由于目前普遍减轻农民负担的呼声强烈、今年国家进行税制改革,人保系统实行新的核算体制,农村互助保险暴露出新问题,有可能危及农村互助保险业务,应引起重视.把农村保险的收费视为“乱摊派”或“加重了农民负担”的现象很普遍.这主要有二个原因:一是有的领导和部门对保险的性质和作用认识不清,说明我们的宣传和公关工作做得不够深入和过于简单化;二是有的基层公司确实需要改进工作方法.例如,有的公司展 After nearly three years of trial running and promotion, rural mutual insurance has shown its unique role and strong vitality. As the current call to reduce peasants’ burden is widespread, this year the state conducted a tax reform and implemented a new accounting system for rural insurance Mutual insurance exposes new problems and may endanger the rural mutual insurance business, which deserves our attention. It is common to regard the charges of rural insurance as “indiscriminate” or “aggravating peasant burden.” There are two main reasons for this: First, Some leaders and departments do not know enough about the nature and role of insurance, which means that our publicity and public relations work has not been done enough and too simplistic. Second, some grassroots companies really need to improve their working methods. For example, some companies