2002年3月15日,家居京郊延庆县的祁先生为他1周岁的儿子祁京京投保了太平人寿公司的重大疾病保险10万元,以及附加住院医疗保险。 2002年5月24日,被保险人祁京京因患“急性扁桃体炎、支气管炎”在延庆县医院住院治疗。当时祁先生非常担心儿子的健康,同时也非常担心与保险公司打交道会很麻烦,对是否能及时报销并不抱太大希望。但是当负责祁先生投保事宜的保险 On March 15, 2002, Mr. Qi, who lived in Yanqing County, a suburb of Beijing, insured his one-year-old son Qi Jingjing with 100,000 yuan of major illness insurance of Taiping Life Insurance Company and additional hospitalization insurance. May 24, 2002, the insured Qi Jingjing suffering from “acute tonsillitis, bronchitis,” hospitalized in Yanqing County Hospital. At the time, Mr. Qi was very worried about his son’s health, and he was also very worried that it would be troublesome to deal with the insurance company. He did not hold much hope of whether he would be able to reimburse in time. But when the insurance is responsible for Qi insurance matters