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瑞典斯堪的亚集团CEO安德逊认为,在全球范围内,随着人口结构的变化,各国政府原来的养老体系面临入不敷出的困境,多数国家都对私人长期储蓄产生越来越大的需求。投资连结险作为一种灵活普遍的长期储蓄解决方案,已成为多数国家成熟储蓄市场中一个自然的构成部分。在英国,投连险保费收入占寿险保费的20%以上,在爱尔兰、卢森堡等国家占70%以上。
Anderson, CEO of Sweden’s Scandinavian Group, believes that as the demographic structure changes, the original pension system of governments across the world faces a dilemma. Most countries have an increasing demand for private long-term savings. As a flexible and universal long-term saving solution, investment-linked insurance has become a natural part of the mature savings market in most countries. In the United Kingdom, investment-linked insurance premiums accounted for more than 20% of life insurance premiums, in Ireland, Luxembourg and other countries accounted for more than 70%.