海南建省办大特区五周年来，经济形势发生了极大的变化。大特区农村信用社，为大特区市场经济建设、经济腾飞发挥了应有的积极作用。但是，随着改革开放的进一步深化，在市场经济机制的作用下，大特区农村信用社内部经营管理机制如何适应社会主义市场经济机制，信贷资产运用如 Hainan Province, the fifth anniversary of the establishment of the SAR, the economic situation has undergone tremendous changes. The rural credit cooperatives of the Greater China Special Administrative Region have played a due and positive role in the economic construction of the special economic zone in the special economic zone. However, with the further deepening of reform and opening up, under the function of the market economy mechanism, how to manage the internal operation and management mechanism of the rural credit cooperatives in the Greater Special Region to adapt to the socialist market economic mechanism,