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如果你不通过贷款购房,可能对2月20日这个日子不以为然,但是对要通过贷款买房的人来说,这却是一个不寻常的日子-中国民生银行青岛分行试营业。这意味着备受关注的民生“组合还款法”正式亮相岛城。这对于人们传统观念中的等额本金还款法和等额本息还款法来说,无疑是个巨大的挑战。据民生银行青岛分行零售银行部负责人赵刚介绍,“组合还款法”可根据客户本身的收支状况,“度身定做”还款方案,如可根据借款人未来的收入变化,灵活安排其每期供款额;依据借款人支出的变化,合理调
If you do not buy through a mortgage, you may not agree with February 20, but it is an unusual day for those who want to buy a house through loans - China Minsheng Bank, Qingdao Branch, is going on trial. This means that the people’s livelihood, “Portfolio Repayment Law”, which has drawn much attention, officially unveiled the island city. This is undoubtedly a tremendous challenge to the traditional principal repayment method and the equivalent principal and interest repayment method in people’s traditional concepts. According to Zhao Gang, head of the retail banking division at Qingdao Branch of Minsheng Bank, the “Portfolio Repayment Act” can be tailor-made for reimbursement according to the customer’s own revenue and expenditure. For example, the repayment method can be flexibly arranged according to the borrower’s future income changes The amount of each installment; based on changes in borrowers’ expenditure, reasonable transfer