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我国正迅速进入人口老龄化社会,养老压力日渐增大。虽然近年来我国社会养老保险制度改革取得很大发展,对维护社会稳定发挥了重要作用。但是,目前养老保险制度在适应市场化、社会化、法制化等方面存在一些急需解决的问题。本文提出了深化养老保险制度改革的思考,即开征社会保险税、提高经济效益、提高社会基金的投资收益、弥补隐性债务、建立和完善社会养老保险的相关法律法规。
My country is rapidly entering an aging population and the pressure on aged people is on the rise. Although great progress has been made in reforming the social pension insurance system in recent years, it has played an important role in maintaining social stability. However, the current pension insurance system has some problems to be solved urgently in adapting to the market, socialization and legalization. This article puts forward the thinking of deepening the reform of the pension insurance system, that is levying social insurance tax, raising economic benefits, raising investment returns of social funds, making up hidden debts and establishing and improving the social pension insurance laws and regulations.