当前我国房地产存在泡沫已是不争的事实,本人对此已有专文论述,在此不作讨论。本文为个人观点,仅供学术探讨和政府部门参考。事实上央行提高存货款利息意图非常明确,就是未雨绸缪通过宏观政策挤兑其泡沫。但是光加息还不够,还必须采取一揽子综合措施,利用组合,联手出击,方能取 At present, there is an indisputable fact that there is a bubble in real estate in our country. I have already talked about this in my article and will not be discussed here. This article is a personal opinion, for academic discussion and government reference only. In fact, the intention of the central bank to raise the interest on the purchase money is very clear. It is to take precautions against the bubble by macroeconomic policies. However, raising interest rates is not enough. We must also adopt a comprehensive package of measures to make use of combinations and joint attacks so as to obtain