企业集团作为庞大的经济体。由于种种原因,我国的集团公司财务管理中存在很多问题和漏洞。如成员企业在不同银行开立帐户,甚至多头开户,使整个集团的资金流动像大河一样分散流淌,难以收拢和调控,造成损失浪费。集团公司内部银行作为一种适用面广且易于操作管理模式。正受到越来越多集团公司的重视。本文以中储粮总公司为研究对象,通过中储粮总公司组建内部银行的必要性分析、策略剖析,提出了建设集团公司内部银行对策和建议。 Business groups as a huge economy. Due to various reasons, there are many problems and loopholes in the financial management of the group companies in our country. Such as member companies to open an account at different banks, or even long account, so that the entire group flow of funds like the river as the dispersed flow, it is difficult to gather and control, resulting in loss of waste. Group of internal banks as a wide range of applications and easy to operate management. Is receiving more and more group company’s attention. In this paper, China Grain Reserves Corporation as the research object, through the analysis of the necessity and strategy of establishing the Internal Banks by the Grain Reserves Corporation, puts forward the countermeasures and suggestions for the construction of the Internal Banks.