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《中华人民共和国保险法》的颁布,标志着我国保险事业迈进法制建设的新时期,是我国保险事业中的一件大事。但是,《保险法》又给我们带来了严峻的课题,这就是现行的经营管理活动有很多地方适应不了《保险法》的要求,需要我们下定决心,痛改前非,使之合乎保险法的要求。否则,就要受到法律的制裁。那么,现实的经营活动与《保险法》要求究竟有哪些差距呢?我认为主要有以下八个方面的差距。 一是市场观念淡薄。《保险法》第二条规定:“本法所指保险,是投保人根据保险活动约定,向保险人支付保险费,保险人对于合同约定的可能发生的事故因其发生所造成
The promulgation of the “Insurance Law of the People’s Republic of China” marks a new period in which our country’s insurance industry has stepped into the legal system construction and is a major event in our insurance industry. However, the “Insurance Law” has given us serious problems. This is why there are many places where current management activities can not meet the requirements of the “Insurance Law.” We need to make up our mind to correct our problems and make them conform to the requirements of the Insurance Law. Otherwise, it will be subject to legal sanctions. So, what is the difference between the actual business activities and the requirements of the Insurance Law? I think there are mainly the following eight aspects of the gap. First, the concept of weak market. Article 2 of the Insurance Law stipulates: "The insurance covered by this Law means that the insured pays the insurance premiums according to the stipulations of the insurance activities, and the insurer pays for the possible accident as stipulated in the contract due to its occurrence