一、资产重组途径资产重组导致“人随物走” ,产生人员流动 ,形成人力资源的重组。以信贷资产重组为例 ,我国在实施债权转股权中 ,从 1 999年始就先后组建了信达、东方、长城、华融四家金融资产管理公司 ,其相应带动了 4家国有商业银行的人员流动。随着银行业不良资产的剥离 , First, the means of reorganization of assets Assets reorganization led to "people go with things, resulting in staff turnover, the formation of human resources restructuring. Taking credit asset restructuring as an example, China has set up four financial asset management companies, Cinda, Orient, Great Wall and Huarong since 1999, from the beginning of the debt-equity swap in China, which in turn led to the formation of four state-owned commercial banks flow. With the stripping of non-performing assets in the banking industry,