“投资连结保险产品与传统人身保险相比,虽然包含保险保障功能,其本质却完全不同。它是一款投资产品和理财产品。”根据新《保险法》的相关规定,对于人身保险而言,给付保险金仍然以“死亡、伤残、疾病”等或然性条件为前提,总体而言仍然是以保障性为根本。投资连结保险产品与传统人身保险 “Investment linked insurance products compared with the traditional life insurance, although the insurance coverage function, its essence is completely different. It is an investment product and financial products. ” According to the new “Insurance Law” of the relevant provisions of the insurance and In other words, insurance benefits are still based on contingent conditions such as “death, disability and illness”, but overall they are still based on the principle of guarantee. Investment link insurance products and traditional life insurance