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随着我国经济建设的飞速发展和市场经济的广度拓展,城乡居民的物质文化生活不断提高,生活水平逐步达到富足。人们除了衣、食、住、行等方面的必要开支外,多数居民都能节余一部分现款。那么,这部分资金投向如何呢?通过我们近期调查,发现主要有以下十个方面: 一是存款挣息。这部分居民所占比重居高,有80%以上的都有数额不等的银行存款。居民们认为,把余款存入银行,至少有两个好处:一是安全可靠;二是能赚利息。一位工薪阶层的人士介绍,她每月工资800多元,丈夫每月600余元,月计工资1500元。按一年定期计算,仅利息就够夫妇双方四
With the rapid development of China’s economic construction and the expansion of the market economy, the material and cultural life of urban and rural residents has been continuously improved and their standard of living has gradually become more affluent. Apart from the necessary expenses for clothing, food, shelter and transportation, most residents can save a portion of their cash. So, this part of the capital investment? Through our recent survey found that the following ten aspects: First, deposit interest-bearing. This part of the residents accounted for the highest share of more than 80% have different amounts of bank deposits. Residents think there are at least two benefits to keeping the balance in the bank: first, it is safe and secure; second, it makes money. A working-class personage introduction, her monthly salary of 800 yuan, her husband more than 600 yuan monthly salary of 1,500 yuan. Calculated on a regular basis for one year, only the interest is enough for both parties