金融保险消费者保护是一个由点及链、由链织网的全系统工作,需要做好顶层设计,以低成本高效推进消费者保护制度的建立和完善保险消费者权益保护是一项涉及监管定位和方式、市场运行理念和规则、法制建设的系统性重大课题,将极大地改变保险资源的配置方式, Financial Insurance Consumer protection is a system and chain from the chain network, the whole system needs to do a top-level design, cost-effective and efficient consumer protection system to establish and improve the protection of consumer protection of consumer rights is a regulatory Positioning and methods, the concept of market operations and rules, the legal system of major issues, will greatly change the allocation of insurance resources,