社会医疗保障是伴随工业化、城市化发展的,由最初的慈善救助活动发展成为一种促进社会稳定、社会公平的社会制度。在社会发展中发挥着重要的功能,它是实现公民的生存权利以及其他人权的保障,是全体社会成员共享社会改革发展成果的重要途径,也是促进经济发展和构建和谐社会的重要支柱。新形势下党和政府明确提出并实施构建和谐社会的发展战略,是为了更好地化解发展中的问题、矛盾,促进社会的和谐与稳定。当前我国存在诸如贫富差距的扩大化、劳动关系的失衡、流动人口与固定户籍人口之间的利益冲突、以及城乡发展差距等一系列问题、矛盾,一定程度上与我国社会保障制度的残缺不全、有效性不高有着直接的关系。 Social medical security is accompanied by industrialization and urbanization. From the initial charity aid activities, it has developed into a social system that promotes social stability and social fairness. It plays an important role in social development. It is the guarantee of citizens’ survival rights and other human rights. It is an important way for all members of society to share the fruits of social reform and development. It is also an important pillar for promoting economic development and building a harmonious society. Under the new situation, the party and the government have clearly proposed and implemented the strategy of building a harmonious society so as to better resolve the problems and conflicts in their development and promote social harmony and stability. At present, there are such problems as the enlargement of the gap between the rich and the poor, the unbalance of the labor relations, the conflicts of interest between the floating population and the permanent registered population, and the gap between urban and rural areas. To some extent, this contradictions the incompleteness of our social security system , The validity is not high has a direct relationship.