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这天，Charlotte正学着自己理财，Peter对此颇感兴趣，迫不及待地让Charlotte教他几招……
（Two students， who are half-way through university， are talking in a bar.）
Peter： Hey Char！
Charlotte： Hey Pete！
Peter： Fancy a drink？
Charlotte： Sure why not？ ①I could bite your arm off for one.
Peter： What do you want？
Charlotte： I’ll have what you’re having.
Peter： Great…By the way what are you doing？ Are you studying？
Charlotte： Yeah. I’m studying my expenses！
Peter： What do you mean？ Are you studying to become an 1）accountant？
Charlotte： Haha no！
Peter： What are you doing it for then？
Charlotte： It really helps me 2）monitor how much I’m spending and check I don’t get into any debt！
Peter： That doesn’t sound like a bad idea. I haven’t checked my account in weeks.
Charlotte： Yeah. ②I don’t wanna leave university with a big debt hanging over my head.
Peter： So you set yourself a budget？
Charlotte： Sure.
Peter： I might start doing that. It’ll help save the pennies for after I graduate.
Charlotte： There are loads of things you can do to cut your costs.
Peter： I’ll tell you what， you tell me and I’ll buy you this drink！
Charlotte： Haha， sure！ I won’t need to put that down on my expense sheet then！
Peter： Go on then， hurry up. I’m 3）parched！
Charlotte： Well， you know the obvious student one， don’t you！
Peter： Always go to bars that have buy one get one free on drinks？！
Charlotte： No！ Always get the books you need second hand. Bookstores on campus are usually really expensive.
Peter： Oh yeah， I did that one already！
Charlotte： Oh， and while we are on the subject of books， don’t 4）rack up any late fines with the library.
Peter： You reminded me！ I must return a book this afternoon！
Charlotte： Peter！
Peter： I won’t forget！ Go on， carry on…
Charlotte： By the way， what did you have for lunch？
Peter： Oh！ I had a delicious burger and chips from that restaurant down the road. It’s my favourite！ I go there all the time！
Charlotte： Well， that’s my next point！
Peter： Don’t eat？
Charlotte： No！ You can save money by cooking and eating at home.
Peter： Yeah， I guess I do eat out too much！
Charlotte： Yeah， you don’t want to graduate from university being poor and fat！ Peter： Hey！ ③Don’t take the mickey！
Charlotte： I didn’t say you were now！
Peter： Good！ What else？
Charlotte： Actually speaking of being healthy， did you sign up that new gym at the start of term？
Peter： Yeah it’s great！
Charlotte： When was the last time you went？
Peter： The day I signed up…④Ah， I see where you are going with this.
Charlotte： Got the hint？
Peter： I should cancel my 5）subscription if I am not using it.
Charlotte： Right. If you’ve got a pair of 6）trainers you can run around the whole city as exercise！
Peter： Any last advice before I die of thirst？！
Charlotte： Yeah. Ask your parents for money sooner rather than later.
Peter： ⑤What are you on about？
Charlotte： Better telling them when you’re a little bit overdrawn rather than when you’re a lot！ ⑥Otherwise they’ll tell you to get on your bike.
Peter： ⑦Fair point！ I’ll be back soon with the drinks！
Smart Sentences
① I could bite your arm off for one.很想喝呢。
bite one’s arm off for sth.： overly excited to get sth.（非常想得到某物）。例如：
I could bite your arm off to get a piece of your home-made cake.
我好想吃你自制的蛋糕。
② I don’t wanna leave university with a big debt hanging over my head. 我不想带着一大堆的债务离开大学。
have sth. hanging over one’s head： have sth. bothering or worrying one（某事让人担忧）。例如：
I have next week’s finals hanging over my head.
我担心下周的期末考试。
③ Don’t take the mickey！ 别取笑我！
take the mickey： make fun of sb.， usu. in an unkind way（取笑他人，通常是恶意的）。例如：
Kids often took the mickey out of me because I was short.
因为我太矮小，其他孩子常常取笑我。
④ Ah， I see where you are going with this. 啊，我明白你的意思了。
I see where you are going with this： used to express one’s understanding of another’s thinking（用以表达自己明白对方的思路）。例如：
——Dad might say no to a Sunday picnic， but Mom loves to sit by the lake on a sunny day.
老爸可能不会同意在星期天去野餐，可老妈喜欢在大晴天到湖边坐坐。
——Haha， I see where you are going with this. We should talk to Mom tonight.
哈哈，我明白你怎么想的了，我们今晚就找老妈谈谈。
⑤ What are you on about？ 你想说什么？
What are you on about？： used to clarify the other’s intention， usu. when confused， same as “I’m confused” or “I don’t understand”（用以询问对方的用意，等同于“I’m confused”或“I don’t understand”）。例如：
——I think Mom doesn’t like Jim， but Dad does.
我觉得妈不喜欢吉姆，但爸喜欢。
——What are you on about？
你想说什么？
⑥ Otherwise they’ll tell you to get on your bike. 否则他们会将你扫地出门。
get on sb.’s bike： used to tell sb. to leave， go away； a British expression（用以告诉某人离开，英式用法）。例如：
If you do that again， I’m going to tell you to get on your bike.
如果你再那么干的话，我就会让你离开。
⑦ Fair point！ 有道理！
Fair point： used to express acknowledgement to an argument（用以表达对一个观点的认同）。例如：
——If the teacher has not talked about the last two chapters， students shouldn’t be tested on those content.
我觉得如果老师没有讲过最后的两个章节，那考试就不应该就这些内容考查学生。
——That’s a fair point.
有道理。
（Two students， who are half-way through university， are talking in a bar.）
Peter： Hey Char！
Charlotte： Hey Pete！
Peter： Fancy a drink？
Charlotte： Sure why not？ ①I could bite your arm off for one.
Peter： What do you want？
Charlotte： I’ll have what you’re having.
Peter： Great…By the way what are you doing？ Are you studying？
Charlotte： Yeah. I’m studying my expenses！
Peter： What do you mean？ Are you studying to become an 1）accountant？
Charlotte： Haha no！
Peter： What are you doing it for then？
Charlotte： It really helps me 2）monitor how much I’m spending and check I don’t get into any debt！
Peter： That doesn’t sound like a bad idea. I haven’t checked my account in weeks.
Charlotte： Yeah. ②I don’t wanna leave university with a big debt hanging over my head.
Peter： So you set yourself a budget？
Charlotte： Sure.
Peter： I might start doing that. It’ll help save the pennies for after I graduate.
Charlotte： There are loads of things you can do to cut your costs.
Peter： I’ll tell you what， you tell me and I’ll buy you this drink！
Charlotte： Haha， sure！ I won’t need to put that down on my expense sheet then！
Peter： Go on then， hurry up. I’m 3）parched！
Charlotte： Well， you know the obvious student one， don’t you！
Peter： Always go to bars that have buy one get one free on drinks？！
Charlotte： No！ Always get the books you need second hand. Bookstores on campus are usually really expensive.
Peter： Oh yeah， I did that one already！
Charlotte： Oh， and while we are on the subject of books， don’t 4）rack up any late fines with the library.
Peter： You reminded me！ I must return a book this afternoon！
Charlotte： Peter！
Peter： I won’t forget！ Go on， carry on…
Charlotte： By the way， what did you have for lunch？
Peter： Oh！ I had a delicious burger and chips from that restaurant down the road. It’s my favourite！ I go there all the time！
Charlotte： Well， that’s my next point！
Peter： Don’t eat？
Charlotte： No！ You can save money by cooking and eating at home.
Peter： Yeah， I guess I do eat out too much！
Charlotte： Yeah， you don’t want to graduate from university being poor and fat！ Peter： Hey！ ③Don’t take the mickey！
Charlotte： I didn’t say you were now！
Peter： Good！ What else？
Charlotte： Actually speaking of being healthy， did you sign up that new gym at the start of term？
Peter： Yeah it’s great！
Charlotte： When was the last time you went？
Peter： The day I signed up…④Ah， I see where you are going with this.
Charlotte： Got the hint？
Peter： I should cancel my 5）subscription if I am not using it.
Charlotte： Right. If you’ve got a pair of 6）trainers you can run around the whole city as exercise！
Peter： Any last advice before I die of thirst？！
Charlotte： Yeah. Ask your parents for money sooner rather than later.
Peter： ⑤What are you on about？
Charlotte： Better telling them when you’re a little bit overdrawn rather than when you’re a lot！ ⑥Otherwise they’ll tell you to get on your bike.
Peter： ⑦Fair point！ I’ll be back soon with the drinks！
Smart Sentences
① I could bite your arm off for one.很想喝呢。
bite one’s arm off for sth.： overly excited to get sth.（非常想得到某物）。例如：
I could bite your arm off to get a piece of your home-made cake.
我好想吃你自制的蛋糕。
② I don’t wanna leave university with a big debt hanging over my head. 我不想带着一大堆的债务离开大学。
have sth. hanging over one’s head： have sth. bothering or worrying one（某事让人担忧）。例如：
I have next week’s finals hanging over my head.
我担心下周的期末考试。
③ Don’t take the mickey！ 别取笑我！
take the mickey： make fun of sb.， usu. in an unkind way（取笑他人，通常是恶意的）。例如：
Kids often took the mickey out of me because I was short.
因为我太矮小，其他孩子常常取笑我。
④ Ah， I see where you are going with this. 啊，我明白你的意思了。
I see where you are going with this： used to express one’s understanding of another’s thinking（用以表达自己明白对方的思路）。例如：
——Dad might say no to a Sunday picnic， but Mom loves to sit by the lake on a sunny day.
老爸可能不会同意在星期天去野餐，可老妈喜欢在大晴天到湖边坐坐。
——Haha， I see where you are going with this. We should talk to Mom tonight.
哈哈，我明白你怎么想的了，我们今晚就找老妈谈谈。
⑤ What are you on about？ 你想说什么？
What are you on about？： used to clarify the other’s intention， usu. when confused， same as “I’m confused” or “I don’t understand”（用以询问对方的用意，等同于“I’m confused”或“I don’t understand”）。例如：
——I think Mom doesn’t like Jim， but Dad does.
我觉得妈不喜欢吉姆，但爸喜欢。
——What are you on about？
你想说什么？
⑥ Otherwise they’ll tell you to get on your bike. 否则他们会将你扫地出门。
get on sb.’s bike： used to tell sb. to leave， go away； a British expression（用以告诉某人离开，英式用法）。例如：
If you do that again， I’m going to tell you to get on your bike.
如果你再那么干的话，我就会让你离开。
⑦ Fair point！ 有道理！
Fair point： used to express acknowledgement to an argument（用以表达对一个观点的认同）。例如：
——If the teacher has not talked about the last two chapters， students shouldn’t be tested on those content.
我觉得如果老师没有讲过最后的两个章节，那考试就不应该就这些内容考查学生。
——That’s a fair point.
有道理。