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开展消费信贷业务，有助于推动经济的快速增长。只有靠投资与消费对经济增长的双向拉动，才能促进经济的高速增长。最终消费的增长可以促进产品积压的减少，使生产——流通——消费——再生产走上良性循环的轨道。 开展消费信贷业务是商业银行自身发展的需要。我国加入WTO后
Carrying out consumer credit business will help promote the rapid economic growth. Only by a two-way pull of investment and consumption on economic growth can we promote the rapid economic growth. The growth of final consumption can promote the reduction of product backlog, and take production-circulation-consumption-reproduction into a virtuous circle. Carrying out the consumer credit business is the need of commercial banks for their own development. After China’s accession to the WTO