今年以来已经连续五次加息,令购房贷款者不禁锁紧了眉头。对于大多数一直在偿还房贷的市民来说,暂时还不用担心,因为如果贷款合同中没有特别约定,要到明年1月才需按照新利率还贷。不过,市场预计央行今年很可能还有1次加息,那么如果到年底前央行再次加息,这6次加息的效果将同时在明年1月份的房贷还款中集中体现。 This year, it has raised interest rates five times in a row so that homebuyers can not help but lock up their brows. For the majority of people who have been repaid their mortgages, there is no need to worry for now. If there is no special agreement in the loan contract, it will not be necessary to repay the loan at the new interest rate until January next year. However, the market expects the central bank is likely to raise interest rates again this year, so if the central bank to raise interest rates again before the end of the year, the effect of the six interest rate hikes will also be reflected in the mortgage repayments in January next year.