买房、买车时以“按揭”的方式付款购买,这对消费者来说已经习以为常。前两年,有地方推出的数码产品“按揭”消费,相信很多消费者还没有听说。这种消费方式在“停摆”了一段时间之后,近年又“重现江湖”。在天安数码城上班的黄先生,最近没交一分钱就将一台价值7800元的笔记本电脑抱回家了。黄先生说他现在只要每个月往银行的信用卡里存438元,一年半以后就可以真正拥有这台电脑了。虽然全部算下来黄先生要交给银行近千元的利 Buy a house, buy a car to “mortgage ” way to pay for the purchase, which for consumers has become accustomed to. The first two years, there are local digital products “mortgage ” consumption, I believe many consumers have not heard of. This pattern of consumption after “shut down” for some time, in recent years, “reproduce rivers and lakes ”. Mr Wong, who works in Tianan Cyber ​​City, recently took a laptop with a value of 7,800 yuan without paying a penny. Mr. Huang said he now has 438 yuan in a bank credit card every month, and he will actually own the computer in a year and a half. Although all count down Mr. Huang to the bank nearly a thousand dollars profit