【摘 要】
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2018年12月12日,天津市科技局正式推出“科技立项贷”,支持科技型企业融资。“科技立项贷”产品具有五大特点:一是利用网络媒介打通银企信息不对称性,企业可在成果转化中心网
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2018年12月12日,天津市科技局正式推出“科技立项贷”,支持科技型企业融资。“科技立项贷”产品具有五大特点:一是利用网络媒介打通银企信息不对称性,企业可在成果转化中心网站提交申请,工作人员将主动与企业对接;二是科融担保和银行共同收集资料和尽职调查,开启绿色通道同期审批,同期贷后监管,提高企业融资效率,减轻企业融资负担;三是银行放款采取自主支付方式,无须受托支付,贷款直接进入企业账户,增加贷款资金使用的灵活性;四是贷款的反担保方式为纯信用,无须企业为担保公司提供任何抵押、质押物,释放企业资产,切实提高企
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