今年,房价经过年初短暂的下行后再度连续上涨,购房者贷款金额增加,还款压力也相应加大。购房者如能精打细算,制订合理的贷款方案,选择合适的房贷品种,就能节省不少贷款开支。笔者对市场上30余家中、外资银行的房贷政策进行了调研,据此提 This year, housing prices continued to rise again after a brief drop at the beginning of the year, increasing the amount of homebuyers’ loans and correspondingly increasing repayment pressure. If homebuyers can plan carefully, formulate a reasonable loan plan, and choose the appropriate mortgage loan category, they can save a lot of loan expenses. I conducted on the market more than 30 home and foreign banks mortgage policy research, accordingly mention