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【基本情况】赵先生,28岁,标准的4+2+1家庭,孩子2岁。家庭收支状况:淘宝平均月收入5000元(但收入很不稳定),妻子月收入1000元,家里4个老人有三人在拿退休工资共2900元。月均日常开支3000元。目前有定期存款27万元,市区一套房产。投资钱币30万元(现亏损10%,去年赚了10万元左右),借出款35万元,基金定投有18000元(暂亏损1500元)。赵先生自己买了平
[Basic situation] Mr. Zhao, 28 years old, standard 4 + 2 + 1 family, children 2 years old. Family Income and Expenses: Taobao average monthly income of 5,000 yuan (but income is very unstable), his wife’s monthly income of 1,000 yuan, the family of four elderly people have three retirees to take a total of 2900 yuan salary. Monthly average daily expenditure of 3,000 yuan. There are 270,000 yuan of time deposits, a set of urban real estate. Invest 30 million yuan (now a loss of 10%, earned 100000 yuan last year), lending 350,000 yuan, the fund is scheduled to vote for 18,000 yuan (temporary loss of 1,500 yuan). Mr Zhao bought his own flat